I’m beginning to think I’ll just keep my money under the mattress

Banks. Yuck.

If you’ve been reading NewMexiKen lately you know how I feel about Capital One Direct Banking. I’d sooner send my money to the widow of a Nigerian oil minister. Still, after a 28 minute call yesterday, I seemingly got some action. I’m told today that I should expect to receive a check within 10 business days. Of course, the person who was going to call me back today did not, but as long as I don’t have to do business with Capital One ever again, who cares?

Some of the Capital One individuals, by the way, were responsive and helpful. Collectively their system was anything but.

Oh, and Capital One’s telephone hold music sounded exactly like a shortwave broadcast of martial-classical type music from Radio Moscow vintage 1960, static included.

But the best banking story is with Bank of America. When I closed out an account last week they included the interest right up to date. However, the interest had not actually been posted and when they zeroed the account it was officially 46 cents overdrawn. Danger, Will Robinson! Account in arrears! There was a $33 dollar charge (for being 46 cents overdrawn). That took another trip back to the bank.